Ruzimamatovich, N. A. ., E. U. . Xamidullayevna, L. J. X. . . o’g’li, U. . Jahongir, and T. X. Q. . o’g’li. “Econometary Analysis of Factors Affecting Loaning Processes of Commercial Banks”. European Journal of Life Safety and Stability (2660-9630), vol. 15, Mar. 2022, pp. 154-61, http://www.ejlss.indexedresearch.org/index.php/ejlss/article/view/514.